Monday, April 21, 2008 

Why Do You Need A Living Trust

You may have heard of a living trust, but maybe you think that only rich people need or can create such a thing. Actually, a living trust is relatively easy to create, and there are very valid reasons why you and I should consider creating one. A living trust effectively empowers your designated trustee to manage the trust's assets and property for the benefit of you and your family. The trustee can be anyone you choose, including yourself! You will also be able to appoint a successor trustee, much like an executor of a last will and testament, who will see that your wishes are carried out.

Another thing that prevents us from taking this step is that most of us simply do not want to think about what would happen if we die or become incapacitated. This type of thought frightens us or makes us feel bad. We do not want to comprehend the fact that we will die some day. But, what will happen to our family? Are there small children in the home? Where will they go? What will happen to them?

These are questions everyone needs to answer and answer as soon as possible. Life comes at us quickly and it ends just as fast. While this is not a pleasant thought, it is something that needs to be discussed and planned for. A living trust can assist an individual in having their desires followed if they cannot answer for themselves. It is also vital that everyone take time out of their busy lives and accomplish a living trust.

Despite the feeling that most of us have that this is over our heads, an individual can obtain the necessary legal documents and forms without a lawyer's help. They are relatively straightforward and simple to fill out. It is very important for a person to complete a living trust so that their hopes and desires can be realized even after they are gone. The paperwork will normally just take a couple of hours to fill out. Every few months or when things in an individual's life changes dramatically these documents will need to be updated.

It really is that simple. It will not take long and, thanks to your living trust, your loved ones will not have to figure out your desires when you are gone. Your living trust will settle the estate. Many times when an individual does not have a living trust, or at least a will, the government can take what rightly belongs to their loved ones.

This type of document can assist you with what you would like to accomplish. If you are seriously hurt in an accident, a living trust will assure that you receive exactly the care that you want. An individual may choose not to live on a breathing machine or with a feeding tube for the remainder of their lives. This is important for loved ones to understand the significance of a person's wishes. Without a living trust your loved ones may be fighting over what they think is best for you when you are not able to speak your wishes.

Instead of the young children winding up with the comfort of a caring relative, they could end up in the state's custody. No parent would want that for their child. They need to have a living trust to ensure their well-being and others in the family. It is an important step to take at any age. Tomorrow may never come, live for today and protect your family for the future.

An individual is terrified of death or becoming a burden on other people. You can control what happens after the unthinkable occurs. Obtain the paperwork to complete a living trust. It is the most important step an individual can take in their lives. Do not let the state or government be in charge of the future of your family. Finish those papers and put them somewhere safe. After they are completed, talk to family members and let them know what the final wishes and desires are. They need to know what will happen if a major part of the family is no longer around.

As complicated as it seems, establishing a living trust, whether a joint trust or some type of revocable trust, is simple and easy with the forms and software that is available today.

Donovan Baldwin is a Texas writer and a University of West Florida alumnus. He is a member of Mensa and is retired from the U. S. Army after 21 years of service. In his career, he has held many managerial and supervisory positions. However, his main pleasures have long been writing, nature, .and fitness. In the last few years, he has been able to combine these pleasures by writing poetry and articles on subjects such as health, fitness,yoga, writing, the environment, happiness, self improvement, and weight loss.

You can find information on legal forms and software at http://www.legal-forms-supermarket.com/ You can learn more about the living trust at http://legal-forms-supermarket.com/about/living_trust.html

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Pericardial Mesothelioma: A Concise Definition

Mesothelioma is a cancer of the epithelium that lines the lungs, the abdomen, or the heart. Pericardial Mesothelioma is the cancer of the lining of the heart, known as the pericardium, hence the name pericardial mesothelioma.

This rare form of mesothelioma accounts for small percentage of all cases, roughly 5%. The pericardium has an extremely important role as it protects the heart from any damage. Should an individual become afflicted with this cancer, they should take it very seriously and seek specialized medical attention. If left untreated during the early stages of diagnosis, it can become a terminal illness with a very low survival rate.

As with all forms of mesothelioma, pericardial mesothelioma is caused by inhaling asbestos. Those who are most at risk are construction workers and asbestos manufacturers. The wearing of a protective mask can help to minimize the inhalation of asbestos dust in to the lungs (since the asbestos fibres get lodged in the lungs). If you have noticed, the majority of workers aren't properly protected when working on construction sites - even in industrialized nations such as the United States. One would expect to see otherwise, thinking that companies follow OSHA directives. That isn't the case all the time.

During the middle of the 20th century (roughly between 1950-1970) asbestos was one of the most popular building materials, and scores of young men were exposed to it. Now, in the 21st century (some 50 years later - the latency period of pericardial mesothelioma), these young men who are now over 60 years of age are beginning to exhibit the symptoms of pericardial mesothelioma. As a result, multi-million dollar lawsuits are being filed against the companies that employed them.

The problem with pericardial mesothelioma is that its symptoms only start appearing in the cancer's latest stages, making it even more difficult to treat. The main symptoms are shortness of breath, palpitations, chest pains and a persistent cough. Other symptoms of pericardial mesothelioma include nausea, weight loss and loss of appetite. Another problem with these symptoms is that they are similar to those of pneumonia (shortness of breath), and this tends to lead to the wrong treatment being administered to an individual afflicted with pericardial mesothelioma.

treatment options for pericardial mesothelioma include chemotherapy, radiation, surgery, and dual therapy. The survival rate is extremely low, and it is important to stress that one's chances of healing are increased should treatment commence in the early stages of diagnosis.

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